Privacy Policy

In compliance with the Federal Law on Protection of Personal Data Held by Private Parties (hereinafter referred to as the "Personal Data Law"), DANIEL CARBAJAL, (hereinafter referred to as the "BLOG AUTHOR"), issues this document by the following:

I. Identity and address of the person responsible for processing your data

The BLOG AUTHOR, as responsible for the processing of personal data, designates as its address the one located at 2100 W. 10 Mile Road South Hall, Southfield, MI 48075 United States.

The area responsible for the personal data collected by the BLOG AUTHOR and where you can contact for the rights established in the Personal Data Law itself is Customer Service, located at the address indicated in the previous paragraph or at the email: dcarbajal@ltu.edu

II. Collection and purposes of the processing of your data

Following the regulations and the corporate statutes of the BLOG AUTHOR that govern the activities and services it provides, the BLOG AUTHOR may collect your data personally or through different sources, either directly or indirectly.

The personal data collected by the BLOG AUTHOR, including, where appropriate, financial and/or sensitive personal data, will be used for the following express, analogous, or compatible purposes, which originate or are necessary to maintain the legal relationship between the BLOG AUTHOR and the owner of the personal data.

It also includes providing the services or sell the products that the BLOG AUTHOR can provide or sell under the applicable regulations and its corporate statutes; inform about products or services related to those contracted or acquired by the owner as a client, as well as changes to them; comply with obligations contracted with the owner; comply with regulatory obligations issued by competent authorities, as well as to attend their requirements; keep your information updated; inform about new products or services; and evaluate the quality of the service.

The Financial and/or Sensitive Personal Data that the BLOG AUTHOR may collect will be used to identify any risk in the contracting and design of products or for reports and compliance with the requirements of competent authorities, for which I express my explicit consent for their processing in the terms previously indicated.

III. Means to exercise the rights of access, rectification, cancellation, and opposition (ARCO Rights)

The personal data of the owner will be kept in strict confidentiality by the security, administrative, technical, and physical measures that the BLOG AUTHOR has implemented, prohibiting its unlawful disclosure and limiting its use to third parties, as provided in this privacy notice.

According to the Personal Data Law, the owner has the right to exercise their ARCO Rights, access their data, rectify them, cancel them, and oppose their processing.

To exercise the ARCO Rights, the owner must present to the Data Processing Officer, a request that must contain and be accompanied by, at a minimum, the following:

The name of the owner, identification of the contract, and address or any means to communicate the response to the request.
Documents proving the identity or, where appropriate, the legal representation of the owner.
A clear and precise description of the personal data on which one wishes to exercise any ARCO Right.
In the case of a rectification request, the documentation that supports the requested rectification must be accompanied.

The BLOG AUTHOR reserves the right to request additional information and/or documentation to the mentioned to address the request.

The BLOG AUTHOR will respond to the received request within a period that may not be greater than 20 (twenty) natural days from the receipt of the request and will become effective within a period that may not exceed 15 (fifteen) natural days after the communication of the response.

The aforementioned terms may be extended for a single occasion, as long as the circumstances of the case justify it.

The BLOG AUTHOR may deny the exercise of the ARCO Rights in the following cases:

When the applicant is not the owner of the personal data or the representation is not duly accredited.
When the personal data of the applicant does not exist.
When the rights of a third party are harmed.
When there is a legal impediment or the resolution of a competent authority that restricts the exercise of the ARCO Rights.
When the rectification, cancellation, or opposition has been previously carried out.

The BLOG AUTHOR will not be obligated to cancel the personal data when: (i) it refers to the parties of a contract and is necessary for its development and fulfillment; (ii) they must be treated by legal provision; (iii) they are necessary to comply with a legally acquired obligation by the owner.

The obligation to access information will be considered fulfilled by the BLOG AUTHOR when it makes the personal data available to the owner directly at the address established in section I of this Privacy Notice.

IV. Personal data transfers that may occur

The BLOG AUTHOR may transfer data to national or foreign third parties to:

Fulfill obligations derived from contractual relationships.
Comply with agreements related to corporate restructuring, including merger, division, consolidation, sale, liquidation, or transfer of assets, among others.
When the third party is part of the same Business Group to which the BLOG AUTHOR belongs.

Notwithstanding the foregoing, the processing of Personal Data and even Financial and/or Sensitive Personal Data will continue to be subject to this Privacy Notice and the third party will assume the same obligations that the BLOG AUTHOR assumes in this Privacy Notice for which the BLOG AUTHOR will make known to said third party this Privacy Notice.

If you do not express your opposition in writing in the form and terms mentioned in this Privacy Notice for the transfer of your data, your consent will be understood as granted.

Under the Personal Data Law, the BLOG AUTHOR may carry out transfers of any holder's Personal Data, without requiring their consent, in the cases indicated in article 37 of the Personal Data Law.

V. Changes to the Privacy Notice

The BLOG AUTHOR reserves the right to make modifications or updates to this privacy notice at any time.

The notice and, where applicable, the modifications will be available through any of the following means: (i) visible announcements at the address of the BLOG AUTHOR indicated in section I of this Privacy Notice; (ii) via certified mail or through courier companies, either independently or attached to the account statement; or (iii) brochures available at our office.